Yinhan Ge

This research investigates whether employees in China benefit from better health insurance at a lower cost compared to employees in the United States. Given the critical role of medical insurance in ensuring access to healthcare services, this study is significant in its potential to reveal key insights into the comparative advantages and disadvantages of employee healthcare systems in the two countries. The research employs a multi-step methodology, beginning with a thorough literature review of existing studies on health insurance policies in both China and the U.S. This is followed by a detailed collection of data concerning insurance coverage, benefits, costs, and other relevant factors from various sources including government reports and insurance company publications. The data is then analyzed using both qualitative and quantitative methods to discern trends, similarities, and differences in medical insurance policies between China and the U.S. The findings of this study are expected to highlight the strengths and weaknesses of each country's health insurance system, identifying areas for improvement and informing future healthcare policy decisions. This research is particularly relevant in the context of ongoing healthcare reform initiatives in both nations, as it offers a comparative perspective that could guide policy makers in designing more effective and efficient employee healthcare systems. The final report aims to provide valuable insights for policymakers, healthcare providers, and insurance companies, potentially influencing employee healthcare reform initiatives not only in China and the United States but also in other nations.